Built for Papua New Guinea & the Pacific

The Smart Loan
Management
Software

Manage loans, borrowers, repayments, savings, and reporting — all in one powerful platform. Trusted by microfinance institutions across the Pacific.

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Everything You Need to Run Your Lending Business

A complete microfinance management platform — from loan origination to full accounting.

Feature 1

Repayment Management

Process repayments with speed and accuracy. Enter single repayments manually, add bulk repayments for multiple borrowers at once, or simply upload your payroll CSV file from the Finance Department — KupaLoanPro will auto-match and post repayments instantly. Purpose-built for government worker lenders.

• Single repayment entry
• Bulk repayment (multiple loans at once)
• CSV payfile upload — just get your pay file from Finance/Payroll and upload
• Auto-match repayments to borrower loans
• Repayment approval workflow
• Full repayment history & receipts

🏛️

Designed for Government Worker Lenders

Get your payroll deduction file from the Finance Department and upload it in one click. KupaLoanPro automatically matches each deduction to the correct borrower loan and posts all repayments — saving hours of manual data entry every pay cycle.

app.kupaloanpro.com / repayment-management

Repayment Management

KupaLoanPro Module

Single repayment entryBulk repayment (multiple loans at once)CSV payfile upload — just get your pay file from Finance/Payroll and upload

Feature 2

Loan Management

Manage personal, business, auto, and home loans with full repayment scheduling, interest calculation (flat, reducing balance, compound), and automated status tracking.

• Multiple interest methods
• Flexible repayment cycles
• Auto penalty calculation
• Loan templates

app.kupaloanpro.com / loan-management

Loan Management

KupaLoanPro Module

Multiple interest methodsFlexible repayment cyclesAuto penalty calculation

Feature 3

Borrower Profiles

Maintain complete borrower records with photos, documents, credit scores, custom fields, guarantors, and full history — all in one place.

• Custom field support
• Document uploads
• Credit scoring
• Group lending

app.kupaloanpro.com / borrower-profiles

Borrower Profiles

KupaLoanPro Module

Custom field supportDocument uploadsCredit scoring

Feature 4

Multi-Branch Support

Run your entire lending network from one platform with full branch-level data isolation, staff assignments, and branch-specific settings.

• Unlimited branches
• Branch data isolation
• Staff role management
• Inter-branch transfers

app.kupaloanpro.com / multi-branch-support

Multi-Branch Support

KupaLoanPro Module

Unlimited branchesBranch data isolationStaff role management

Feature 5

Reports & Analytics

50+ built-in reports including PAR, loan arrears aging, disbursement, collections, profit & loss, balance sheet, and full accounting suite.

• Portfolio At Risk (PAR)
• Deferred income reports
• Collector performance
• Full accounting

app.kupaloanpro.com / reports-&-analytics

Reports & Analytics

KupaLoanPro Module

Portfolio At Risk (PAR)Deferred income reportsCollector performance

Feature 6

Savings & Investments

Comprehensive savings account management, term deposits, SUSU collector products, and full investor account tracking with returns.

• Savings accounts
• Term deposits
• Investor accounts
• SUSU products

app.kupaloanpro.com / savings-&-investments

Savings & Investments

KupaLoanPro Module

Savings accountsTerm depositsInvestor accounts

Feature 7

Client Portal

Give borrowers secure online access to view their loans, repayment schedules, make payments, upload documents, and communicate with staff.

• Online loan access
• Payment portal
• Document upload
• Messaging system

app.kupaloanpro.com / client-portal

Client Portal

KupaLoanPro Module

Online loan accessPayment portalDocument upload

Feature 8

Collection Sheets

Generate daily, weekly, and monthly collection sheets for field officers. Track missed repayments, past maturity loans, and send automated SMS or email reminders.

• Daily collection sheets
• Missed repayment tracking
• SMS & email reminders
• Field officer reports

app.kupaloanpro.com / collection-sheets

Collection Sheets

KupaLoanPro Module

Daily collection sheetsMissed repayment trackingSMS & email reminders

Feature 9

Security & Audit Logs

Full audit trail of every action performed in the system. Role-based permissions, branch-level access control, and e-signature support.

• Full audit logging
• Role-based access
• E-signatures
• 2FA support

app.kupaloanpro.com / security-&-audit-logs

Security & Audit Logs

KupaLoanPro Module

Full audit loggingRole-based accessE-signatures

Feature 10

Payroll Management

Process staff payroll with configurable earning and deduction fields, simple and advanced payroll templates, and full payroll reporting per branch.

• Configurable pay templates
• Earnings & deductions
• Payroll reports
• Multi-branch payroll

app.kupaloanpro.com / payroll-management

Payroll Management

KupaLoanPro Module

Configurable pay templatesEarnings & deductionsPayroll reports

Feature 11

Expenses & Other Income

Track all operational expenses by category and branch. Record and manage other income sources such as service fees, commissions, grants, and penalties.

• Expense categorization
• Vendor management
• Other income tracking
• CSV bulk upload

app.kupaloanpro.com / expenses-&-other-income

Expenses & Other Income

KupaLoanPro Module

Expense categorizationVendor managementOther income tracking

Feature 12

Asset Management

Track all institutional assets including IT equipment, furniture, and vehicles. Monitor purchase value, current value, assigned staff, and disposal records.

• Asset register
• Depreciation tracking
• Asset assignment
• Disposal management

app.kupaloanpro.com / asset-management

Asset Management

KupaLoanPro Module

Asset registerDepreciation trackingAsset assignment

Feature 13

Full Accounting Suite

Complete double-entry accounting with cash flow reports, profit & loss, balance sheet, trial balance, general ledger, chart of accounts, and manual journal entries.

• Cash & accrual basis
• Balance sheet & P&L
• General ledger
• Manual journal entries

app.kupaloanpro.com / full-accounting-suite

Full Accounting Suite

KupaLoanPro Module

Cash & accrual basisBalance sheet & P&LGeneral ledger

Feature 14

Investors & Investor Portal

Manage investor accounts and loan investment products. Give investors their own secure portal to view their portfolios, account statements, and available investment opportunities.

• Investor accounts
• Loan investment products
• Investor portal access
• Term deposit management

app.kupaloanpro.com / investors-&-investor-portal

Investors & Investor Portal

KupaLoanPro Module

Investor accountsLoan investment productsInvestor portal access

Feature 15

Collateral Register

Maintain a full collateral register with photos, documents, valuations, and status tracking — from deposited to repossessed, sold, or returned.

• Collateral types
• Photo & document uploads
• Status tracking
• Linked to loans

app.kupaloanpro.com / collateral-register

Collateral Register

KupaLoanPro Module

Collateral typesPhoto & document uploadsStatus tracking

Feature 16

Multi-Currency Support

Operate in any currency. Each branch can be configured with its own currency, date format, and regional settings to support institutions across multiple countries.

• Per-branch currency
• Custom currency symbols
• Currency in words
• Regional date formats

app.kupaloanpro.com / multi-currency-support

Multi-Currency Support

KupaLoanPro Module

Per-branch currencyCustom currency symbolsCurrency in words

Everything Included in Every Plan

No hidden features. No feature gating. Full access from day one.

Single, bulk & CSV repayment upload

Loan & repayment management

Borrower profiles & documents

Multi-branch support

Savings & investment accounts

50+ reports & analytics

Client portal access

SMS & email notifications

E-signature support

Full audit logging

Payroll management

Expenses & other income tracking

Asset management register

Full accounting suite

Investor accounts & portal

Collateral register

Multi-currency support

Dedicated support

CSV bulk import/export

Support & Help

We’re Here to Help You Succeed

Our dedicated support team is available to assist with onboarding, training, and any technical issues. We’re committed to your success with KupaLoanPro.

Priority Support

Get fast responses from our team

Setup & Onboarding

Guided setup for your institution

Knowledge Base

Detailed guides and tutorials

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